News
Comply 25.1 Update Now Available
Since the release of Comply 25.0 in late October, our development team has continued enhancing the Comply Suite with new features, performance improvements, and stability updates. We are pleased to announce that Comply 25.1 is now available. Highlights of this Release Introducing ComplyBI – A powerful new business intelligence and analytics component of the Comply Suite. ComplyBI provides interactive dashboards, visual analytics, and executive reporting for HMDA, CRA, and Small Business Lending (SBL) data, helping you gain deeper insight into your compliance information than ever before.Enhanced Mapping Technology – Comply has been upgraded to the latest MapSuite technology, delivering improved mapping performance, greater stability, and integration with the Open Maps base…
2025 HMDA Peer Data Official Release is Available
The CFPB has released the official 2025 national HMDA peer data as of June 23, 2026. We downloaded and converted the data and, as in the past, made sure to match all Institution IDs with the preliminary data that was released on April 3. By ensuring that the Institution IDs align with one another between these sets of data, all Peer Institution Groups created with the preliminary data will continue to work the same as before. It is the CFPB's intent to potentially release updates to the 2025 HMDA data based upon re-submissions, late submissions etc., and we intend to review the extent of any changes periodically to see if updates are warranted. Installation of the Peer data is accomplished as follows: On-premise (client site) Comply installations Download the data for use in…
Help Shape the Future of RATA ComplyBI Reporting & Analytics
Dear Valued Client, As we continue expanding the capabilities of RATA Comply, we are excited to announce the upcoming release of ComplyBI this July as a new component of the RATA Comply Suite. ComplyBI is designed to provide powerful interactive dashboards, visual analytics, management reporting, and business intelligence capabilities directly integrated with your Comply data. However, the initial release is only the beginning. Our vision for ComplyBI is to continuously expand the platform with new reports, charts, dashboards, and analytical capabilities. In fact, following launch, we expect to introduce new reporting content and enhancements based on client feedback and real-world use cases. To help guide these development efforts, we are reaching out to gather examples of the…
CFPB Releases Preliminary 2025 HMDA Peer Data
The CFPB released the "preliminary" 2025 HMDA Peer data file on March 31st, which is now available in Comply. As always, this data release does not include the Transmittal File that tells us who each reporter is. RATA downloads the file, links up the Transmittal information from last year based on the LEI number with any institutions that match, and then look up any institutions' LEI information for the ones that don't match. This year that happened to be nearly 130 institutions which needed to be looked up manually. Keep in mind this is not the official final version of the peer data. The official release usually contains updates to the data, late reporter data, and the official transmittal data for each institution. The official data is typically released in June or July, but we are…
Fair Lending Self-Assessment: A Step-by-Step Guide for 2026
Fair lending compliance isn't just about passing your next exam—it's about ensuring your institution treats every applicant fairly and consistently. A thorough self-assessment helps you identify potential issues before examiners do, demonstrate proactive risk management, and protect your institution from costly enforcement actions. This guide walks you through conducting a comprehensive fair lending self-assessment using the same methodology regulators use when they examine your institution. Why Conduct a Fair Lending Self-Assessment? The regulatory agencies—OCC, FDIC, Federal Reserve, NCUA, and CFPB—expect financial institutions to have robust fair lending compliance programs. A self-assessment demonstrates that you're not just reactive to problems, but proactively…
- HMDA Plus: What It Actually Changed in the LAR Workflow
- What a Fair Lending Exam Actually Asks For
- Fair Servicing: What Examiners Test in Servicing Data, and How to Test It First
- What Actually Counts as a Small Business Loan Under Section 1071
- The ComplyBI Era Has Arrived
- HMDA Plus: What It Actually Changed in the LAR Workflow
- How to Fix the 10 Most Common HMDA Edit Check Errors
- 2025 HMDA Filing: Your Complete Preparation Checklist for March 2
- What a Fair Lending Exam Actually Asks For
- Fair Servicing: What Examiners Test in Servicing Data, and How to Test It First
- Fair Lending Self-Assessment: A Step-by-Step Guide for 2026
- What Actually Counts as a Small Business Loan Under Section 1071
- Section 1071 in 2026: What Lenders Need to Know About Small Business Lending Data
