RATA Associates Celebrating 39 Years

Fair Lending Compliance Solutions

Get Your Fair Lending Solution

Let us show you how Comply addresses your fair lending compliance challenges. or Call: (407) 831-7282

Trusted Since 1987 39+ Years Experience FFIEC Compliant
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Reduce Fair Lending Risk Across Your Portfolio

Fair Lending Compliance

Fair lending compliance is one of the highest-risk areas for financial institutions today. Comply Fair Lending provides a systematic approach to identifying, analyzing, and documenting fair lending risk across all major risk categories.

Fair Lending Risk Categories Covered:

  • Pricing Risk: Analyze rate spreads and pricing disparities across protected classes
  • Underwriting Risk: Identify inconsistencies in approval/denial decisions
  • Redlining Risk: Evaluate geographic lending patterns for discriminatory effects
  • Steering Risk: Detect patterns suggesting borrowers are directed to inappropriate products
  • Marketing Risk: Assess whether marketing reaches all communities fairly

With Comply Fair Lending, you can run the same analysis regulators use and address issues proactively rather than reactively.

Take control of your fair lending compliance. Request a demo today! ↗️




What our clients say...

The folks at RATA were outstanding. Every time I had a question, I would speak to someone who either knew the answer immediately or could provide the answer within a very short period of time. Everyone I spoke with knew their product, industry and was willing to do whatever it took to help us solve our problem. I would highly recommend RATA and COMPLY to anyone who is considering this company and product.

<br>River Funding Corporation | Logo RiverFundingCorp

River Funding Corporation

RATA provides the tools and resources to assist with lending pattern analysis for fair lending and CRA to maintain appropriate monitoring and reporting. The staff at RATA are helpful and will provide assistance quickly when needed.

<br>TCA | Logo TA

TCA

I wanted to let you know that RATA and Comply is the absolute best!!! My submission is complete and was accomplished in record time. I more than doubled the amount of activity I reported last year and it took me less than half the time. Thank you for being there for us and the industry! You are and always will be number one to me!!!

<br>TruHome Solutions | Logo TruHomeSolutions

TruHome Solutions