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RATA Associates has been in the HMDA/CRA arena for over years. During that time we have helped hundreds of institutions successfully submit millions of applications for Regulation C (HMDA) and Regulation BB (CRA).
The Comply HMDA/CRA software is robust and full-featured, yet it is extremely user-friendly and easy to use. Comply was designed to utilize all standard Windows practices. The Comply Suite has been modeled after Microsoft Office so if you can use Microsoft Word, Excel and/or Explorer, you will be able to use RATA Comply with little to no training. In addition to standard menus, icons and right-click functionality, helpful Wizards walk you through each process to ensure the proper result!
RATA provides the tools and resources to assist with lending pattern analysis for fair lending and CRA to maintain appropriate monitoring and reporting. The staff at RATA are helpful and will provide assistance quickly when needed.
The support has been exceptional. The program is very easy to use. RATA has been one of the best companies I have dealt with in my 25 years of banking. Their service has exceeded my expectations.
Panhandle State Bank
RATA Associates is one of the greatest companies I've known. It's been a pleasure adding my 2 cents to RATA Comply improvements (Fair Lending with Advanced Analysis/Regression option) that benefit everyone and help many companies in the mortgage industry to stay compliant.
Pacific Union Financial LLC