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RATA offers customized Mapping Services to its Home Mortgage Disclosure Act (HMDA) and Community Reinvestment Act (CRA) reporting customers. An institution typically uses these services to visually display and help analyze their lending activity.
Maps can readily show the geographies in which an institution is marketing its services and making loans, and those geographies where it has no such presence. Maps can show a commercial bank's retail branch network, as well as their competitors' facilities. A HMDA reporter can create a map to display the office locations of their broker network, and identify neighborhoods in communities where they have no coverage. Housing, income, racial composition and other demographic information can be displayed together with lending data to help an institution better understand the characteristics of the geographies in which they are marketing their services and making loans. CRA reporting institutions will find Mapping Services helpful in delineating their assessment areas.
Would highly recommend both the product and the personnel!! Being able to accomplish what I did in such a short period of time is a testimonial to the product's user friendliness as well as the support I received from the great folks at RATA. Could not have done it without them!!!
Greer State Bank
The folks at RATA were outstanding. Every time I had a question, I would speak to someone who either knew the answer immediately or could provide the answer within a very short period of time. Everyone I spoke with knew their product, industry and was willing to do whatever it took to help us solve our problem. I would highly recommend RATA and COMPLY to anyone who is considering this company and product.
River Funding Corporation
RATA provides the tools and resources to assist with lending pattern analysis for fair lending and CRA to maintain appropriate monitoring and reporting. The staff at RATA are helpful and will provide assistance quickly when needed.
TCA
