Comply News

Comply 22 Is Now Available

Added on November 16, 2022

We are happy to announce that Comply 22 is now available on our support site for download. This version of Comply contains all of the latest edit and submission changes needed to submit your 2022 HMDA and CRA data. It also contains the new 2023 reporting year so you can start to collect and prepare for the 2023 submissions as well. A changes document will soon be posted to the support site and made available on the Start Page so that you will know what is fixed, updated, and added to this latest version. Because this is a submission version, it is mandatory and critical that you apply this update before performing your 2022 submission. It should be installed at your earliest convenience so that there are no surprises with new or updated edit checks. RATA Hosted Services (RHS) is RATA's…

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Hurricane Nicole impact on RATA Associates' business operations

Added on November 9, 2022

As you should be aware, a Hurricane is closing in on Florida again on Thursday, November 10th. RATA is prepared for the storm and it should not have any effect on any client operations. RATA employees will be working remotely as long as they have power and internet. If you have a support issue please email our general If you have a support call, you can try a direct extension or the main voicemail. Unfortunately, you may not get your issue resolved on that day but we will do our best. We apologize for any inconvenience, but it is out of our control (literally). We hope to be up to full operations on Friday, but that will depend on power, damage and flooding. We will keep you posted the best we can. Thank you.


Hurricane Ian impact on RATA Associates' business operations

Added on September 27, 2022

"Hope for the best and prepare for the worst." - As you have likely become aware, the state of Florida is presently expecting the effects of Hurricane Ian. Please exercise patience in attempting to contact us for the remainder of this week. All services we provide (geocoding, Auto-Update, QPWS, RHS) will not be affected by the storm. Email may be the best form of communication during this time, as phone connections may be spotty. If you need technical support, please send an email to or call and leave a message.  (Paul x208; Kelly  x205;  David  x204). We will be working remotely Wednesday (September 28th) and Thursday (September 29th), and potentially Friday (September 30th) dependent upon the storm's path and movement through our area. As…

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RATA Releases FFIEC 2022 Demographics Phase 3

Added on September 16, 2022

This release is the second release of the flat file. It appends the ACS fields to the previously released Redistricting demographic fields. In calendar year 2023, the 2022 FFIEC Census flat file will be updated for a third time. The missing demographic fields from the earlier releases will be backfilled with the Decennial Census Demographic and Housing Characteristics (DHC, formerly known as SF-1) files. Currently, the DHC file release is tentatively scheduled for 2023. The third and final version of the FFIEC Demographic data is now available on the RATA support site. Please read the important information below. Important note about concerns RATA has regarding the released data On August 26th, the final phased release of demographic data was published. RATA downloaded the data…

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HMDA Peer Data for Peer2Peer using the Revised Race, Ethnicity and Sex Groupings for 2018-2021

Added on August 1, 2022

The CFPB released specifications on GitHub in October 2020 regarding changes to the derived categorization of Race, Ethnicity and Sex groupings for reporting years 2018 and up. We made a minor change to address this in the Comply version 21.1 release which affects a small percentage of data for a very specific situation. This update corrects situations where previously, if someone classified themselves as 2-Asian and 24-Japanese, we would calculate that as 2 or more minority races. The new calculation would classify this as 2-Asian. The same goes for ethnicity sub-categories. Also, if someone classifies themselves as both male and female, the sex would be calculated as Joint. We have now updated the HMDA peer data for use in Peer2Peer to use the same calculations. This data is now…

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