Comply News

RATA Now Recommends SQL 2017 or higher for Comply Installations

Added on December 7, 2021

For technical reasons and because support has ended for SQL 2012, the Comply 21 update now requires SQL Server 2014 or higher for both new installations and updates. Microsoft ended mainstream support for SQL Server 2012 on July 11, 2017, and extended support will be ending on July 12, 2022. SQL Server 2012 has inherent security issues that necessitate migration to newer versions. Comply always supports all versions of SQL Server that are in mainstream support. We will also try to support SQL Server through any extended support period as much as possible. But support for a SQL Server version cannot be guaranteed after mainstream support ends if there are potential security issues or there are important pieces of functionality that Comply requires. Mainstream support has also ended for SQL…

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Added on November 16, 2021

IMPORTANT MESSAGE: We have identified an issue with Comply 21.0 that has necessitated a change and will result in Comply 21.01 being released tomorrow, November 17th. If you have already downloaded the Comply 21.0 update, but have not yet embarked upon installation to your production systems, it would be in your best interest to await the 21.01 update. The issue that has arisen affects the Auto-Update feature as well as import operations using Auto-Pilot. There are workarounds for the issues, but if you haven't installed yet or you can do another update we would recommend the 21.01 version. We apologize for any inconvenience this may have caused you. Please contact us if you have any questions. To all RATA Hosted Services (RHS) clients, we will be installing the 21.01 update tomorrow…

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CFPB Gives Guidance on Census Tract Boundaries for 2021 and 2022 Data

Added on October 25, 2021

The CFPB just release a statement to give guidance on what census tract boundaries to use for both 2021 and 2022 HMDA data.  The guidance is basically the same as it has been for each decennial census in the past.  Here is their text: In February 2021, the U.S. Census Bureau released the 2020 Census Data tract boundaries. As a reminder, Regulation C, 12 CFR 1003.4(a)(9)(ii)(C) requires financial institutions to provide census tract information for certain properties. To determine what to report for this data point, a covered financial institution must look to the "most recent decennial census conducted by the U.S. Census Bureau" and "use the boundaries and codes in effect on January 1 of the calendar year covered by the loan/application register that it is reporting." As a…

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Small Business Regulatory Enforcement Fairness Act SBREFA (1071)

Added on September 29, 2021

On September 1, 2021, the Consumer Financial Protection Bureau (CFPB) published its Summary of Proposed Rulemaking in regards to changes to the Small Business Regulatory Enforcement Fairness Act (SBREFA) as dictated under section 1071 of the Dodd-Frank Wall Street Reform and Consumer Protection Act (Dodd-Frank Act). Under the proposed changes, lenders will be required to compile, maintain, and submit the type and purpose of the loan, the census tract for the applicant's principal place of business, and the race, sex, and ethnicity of the principal owners of the business, along with a number of other data points. RATA has reviewed the proposed rulemaking and found that this will coexist perfectly within Comply as a separate SBREFA component alongside CRA and HMDA, and believe that Comply…

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Version 20.11 is available for download

Added on September 1, 2021

We have just released a 20.11 version of Comply that is now available for download. This version incorporates all of the earlier 20 releases and includes a number of changes and enhancements that we felt would be useful to some clients. We will be releasing our main submission release of Comply 21.0 sometime in the beginning of November which will contain all of these changes and many more. Based on your update procedures, some of you may want to wait for that release to update. Please check the Change Log and/or Changes document on the Start Page of Comply to see all of the changes. That should help you and your team determine if this interim update should be installed at your institution. If you do want to install this update, you can download it from our support site at your…

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