RATA Associates Celebrating 39 Years

Fair Lending Compliance Solutions

Get Your Fair Lending Solution

Let us show you how Comply addresses your fair lending compliance challenges. or Call: (407) 831-7282

Trusted Since 1987 39+ Years Experience FFIEC Compliant
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Reduce Fair Lending Risk Across Your Portfolio

Fair Lending Compliance

Fair lending compliance is one of the highest-risk areas for financial institutions today. Comply Fair Lending provides a systematic approach to identifying, analyzing, and documenting fair lending risk across all major risk categories.

Fair Lending Risk Categories Covered:

  • Pricing Risk: Analyze rate spreads and pricing disparities across protected classes
  • Underwriting Risk: Identify inconsistencies in approval/denial decisions
  • Redlining Risk: Evaluate geographic lending patterns for discriminatory effects
  • Steering Risk: Detect patterns suggesting borrowers are directed to inappropriate products
  • Marketing Risk: Assess whether marketing reaches all communities fairly

With Comply Fair Lending, you can run the same analysis regulators use and address issues proactively rather than reactively.

Take control of your fair lending compliance. Request a demo today! ↗️




What our clients say...

RATA provides the tools and resources to assist with lending pattern analysis for fair lending and CRA to maintain appropriate monitoring and reporting. The staff at RATA are helpful and will provide assistance quickly when needed.

<br>TCA | Logo TA

TCA

The support has been exceptional. The program is very easy to use. RATA has been one of the best companies I have dealt with in my 25 years of banking. Their service has exceeded my expectations.

<br>Panhandle State Bank | Logo PanhandleStateBank

Panhandle State Bank

RATA Associates is one of the greatest companies I've known. It's been a pleasure adding my 2 cents to RATA Comply improvements (Fair Lending with Advanced Analysis/Regression option) that benefit everyone and help many companies in the mortgage industry to stay compliant.

<br>Pacific Union Financial LLC | Logo PacificUnionFinancial

Pacific Union Financial LLC