Getting Started with the New Comply SBL 1071 Component

Added on December 1, 2023

As you are probably aware from our last few Start Page articles, the new SBL 1071 component has been included in Comply Version 23 for you to test and get familiar with. The SBL 1071 component is accessible for any and all users who want to look at the product to make sure it meets all of your needs before actually licensing the component. Once your institution installs the Comply 23 update, you should see a new SBL 1071 component in the Data Manager (see screenshot below). If you or any of your Comply users are not seeing the component, you may have to have a Comply Administrator make some updates to the user's access rights in Comply. There will be cases where users might not have access to every component in Comply based on your institution's security policies. If you find that you do…

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Comply 23 Is Now Available (Mandatory Update before 2023 Submission)

Added on October 31, 2023

We are happy to announce that Comply 23 is now available on our support site for download. This version of Comply contains all of the latest edit and submission changes needed to submit your 2023 HMDA and CRA data. It also contains the new 2024 reporting year so you can start to collect and prepare for the 2024 submissions as well. Comply 23 contains two exciting new features, one being a brand new component for Small Business Lending (SBL) 1071. With this new component, all RATA clients have the ability to begin collecting and edit checking the new SBL data as required under 1071 of the Dodd-Frank Act. In this release, the component is open to all clients for your testing purposes to see that it will meet your needs. If SBL is something that your institution will need going forward,…

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Update: RATA's Implementation of the new 1071 Small Business Lending Regulation

Added on September 12, 2023

As announced previously, RATA is in the process of adding a new component to Comply 23 for Small Business Lending (SBL 1071). The SBL component will be very similar to the current HMDA/CRA components, as you can see from the screenshots below, and will be made available to all RATA customers to explore and test at no charge through June 2024. It will be released in phases to allow reasonable development and quality assurance time for our staff, as well as allow customers to begin testing, when they are ready. The Fall release will contain the basics for importing, data processing, and phase 1 of the edit checks. The edit checks are constantly evolving and usually change up until submission time. Everything but the actual submission should be contained in our Fall release. Submission…

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2022 HMDA Peer Data Official Release is Available

Added on July 6, 2023

The CFPB has released the official 2022 national HMDA peer data as of June 29. RATA downloaded the data and quickly formatted it for use in the Comply software, making sure to match all Institution IDs with the preliminary data that was released on July 6. By ensuring that the Institution IDs align with one another between these sets of data, all Peer Institution Groups created with the preliminary data will continue to work the same as before. It is the CFPB's intent to potentially release updates to the 2022 HMDA data based upon re-submissions, late submissions etc. and we intend to review the extent of any changes periodically to see if updates are warranted. To download the data for use in Comply, simply log in to the support site ( and go to Comply…

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Comply 22.1 Update is now Available

Added on May 24, 2023

Since the release of Comply 22.0 in mid-November of last year, our team has been actively making changes and adding features to improve your Comply experience. This version brings those changes to your system, which include: Regression in Fair Lending now includes the ability to perform Marginal Effects testing Auto-Update has been rewritten as a RESTful service, replacing the SOAP web service calls. It now uses port 5420 and the new URL is CRA MicroData Exports now include the option to specify another type of field header in place of the transmittal record Dashboard controls can now perform Means and other aggregate functions For more details and a complete list of changes, please see the changes document, located on the Start Page under…

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