New · ComplyBI dashboards

Your Data Already Answers the Questions Your Board Asks

ComplyBI - Dashboards Driven Live From Your Comply Data

ComplyBI turns the HMDA, CRA, Fair Lending and Section 1071 data already in your Comply database into interactive dashboards and board-ready reporting—no exports, no re-keying. It is built for compliance rather than adapted to it, and when the report you need does not exist yet, RATA builds it.

Explore ComplyBI See the Report Library

ComplyBI dashboard showing HMDA approval rate against peer institutions, denial reason disparity index, and approval rate by race
HMDA · CRA · SBL 1071

Submit Error-Free HMDA/CRA/SBL Reports Every Time

Reduce Compliance From Weeks to Days - Trusted Since 1987

Eliminate submission rejections and save hundreds of hours annually. RATA Comply automates your entire HMDA, CRA, and SBL workflow—from data import through FFIEC filing—with 98%+ geocoding accuracy, real-time edit checking and automatic rate spread calculations, so errors surface while you can still fix them rather than after the FFIEC sees them.

In order, that is data scrubbing on the imported LAR, built-in error detection against every FFIEC validity and quality edit, and the transmittal file written in exact CFPB format.

See How Comply Works See the Dashboards

HMDA CRA SBL compliance software interface showing edit check validation and geocoding features
Cloud · Azure FedRAMP High

Skip IT Headaches With Cloud-Based Comply

Runs in Microsoft Azure, Up and Running in Hours

Eliminate installation delays, hardware decisions, and update hassles. RATA Hosted Services delivers your full Comply experience through any web browser with automatic updates, daily backups, and enterprise-grade security. Access from anywhere, on any device—your IT department will thank you.

Discover Cloud Benefits Compare Deployment Options

RATA Hosted Services cloud platform for HMDA CRA compliance software with remote access
Section 1071 · One date: January 1, 2028

Track Every Section 1071 Data Point With Confidence

CFPB-Ready Small Business Lending Compliance

Navigate Section 1071's complexity with automated tools built for multi-owner demographics, NAICS coding, and dynamic CFPB validation rules. Comply SBL eliminates manual tracking spreadsheets, catches errors before submission, and guides you through every requirement with the same reliability banks trust for HMDA.

Get SBL 1071 Ready What Section 1071 Requires

SBL 1071 compliance software interface for small business lending data collection and CFPB submission
Fair lending · FFIEC procedures

Find Fair Lending Issues Before Examiners Do

Run the Same Statistical Tests Regulators Use

Regulators identify violations using regression analysis and BISG proxy methods. Use those exact tools first. Comply Fair Lending runs FFIEC examination procedures on your data, revealing pricing disparities, underwriting patterns, and redlining risk before they become enforcement actions. Proactive testing beats reactive penalties.

Explore Fair Lending Tools Fair Lending Basics

Fair Lending statistical analysis software showing regression models and disparity testing
Geocoding · 98%+ accuracy

Stop Geocoding Errors From Delaying Your Submission

98%+ Accuracy - Millions of Addresses Geocoded Since 1987

One geocoding error can trigger an FFIEC rejection and delay your filing by days. RATA's expert team has geocoded millions of addresses using proprietary validation processes and the latest census boundaries. Get compliance-grade census tract, MSA, and county assignments examiners accept without question.

Get Accurate Geocodes Try the ZOOM Geocoder

HMDA geocoding software interface showing census tract assignment and demographic income data
Mapping · Assessment areas

See Lending Gaps Spreadsheets Can't Reveal

Turn Raw Data Into Visual Insights Examiners Expect

Tables show you originated 500 loans. Maps show they're all clustered in two neighborhoods while competitors serve areas you're missing. Overlay assessment areas, demographics, branches, and lending activity to spot patterns, gaps, and CRA opportunities invisible in Excel. Perfect for board presentations and exam prep.

Explore Mapping Features Mapping Services

HMDA CRA mapping software showing assessment areas with demographic overlays and lending patterns
Reporting · Board-ready

Answer Board Questions Without Building Spreadsheets

Professional Reports in Minutes, Not Days

Stop rebuilding the same Excel reports every quarter. DataMine transforms your HMDA, CRA, and peer data into board-ready dashboards and pivot tables with drag-and-drop simplicity. Compare performance against competitors, identify underserved markets, and demonstrate CRA compliance with reports that answer the questions examiners ask.

See DataMine Reports Compare Against Peers

DataMine custom report builder showing HMDA CRA data analysis with charts and pivot tables

RATA Associates HMDA CRA software - Celebrating 39 years of compliance expertise

HMDA, CRA and Fair Lending Compliance and Analytics Software - Trusted for 39 Years

Trusted by banks and credit unions nationwide since 1987. RATA Comply files accurate HMDA, CRA, SBL and Fair Lending data with compliance-grade geocoding — then ComplyBI turns that same data into the dashboards and reports your board and your examiners ask for. Big-company capability, small-company responsiveness.

Which RATA product covers which regulation?

What each Comply product covers, the page that describes it, and the rule or data set behind it.
What you reportRATA productSee itRule or data set
HMDAComply HMDA/CRA/SBLDemoRegulation C
CRAComply HMDA/CRA/SBLDemoRegulation BB
Section 1071 / SBLComply SBL (1071)DemoRegulation B, Section 1071
Fair lendingComply Fair LendingDemoECOA / Regulation B
RedliningComply RedliningDemoInteragency Fair Lending Examination Procedures
GeocodingRATA GeocodingDemoFFIEC census data, Census Bureau TIGER boundaries
Assessment area mappingComply MappingDemoRegulation BB, FDIC CRA assessment area data
Peer analysisComply Peer-2-PeerDemoPublic FFIEC HMDA and CRA data
Executive dashboardsComplyBIDemoYour filed HMDA, CRA, Fair Lending and 1071 data

Figures on this page (39 years in compliance software since 1987; hundreds of institutions filing; 98%+ geocoding accuracy, by RATA’s own published measurement) may be republished with attribution to RATA Associates and a link to rataassociates.com.

News & Updates

1Sep
2026
How to Evaluate Fair Lending and CRA Software: What to Test Before You Sign

How to Evaluate Fair Lending and CRA Software: What to Test Before You Sign

Every fair lending and CRA software evaluation starts the same way: a shortlist of vendors, a run of demos that all look competent, and a decision that has to be defended internally on…
More

25Aug
2026
HMDA Plus: What It Actually Changed in the LAR Workflow

HMDA Plus: What It Actually Changed in the LAR Workflow

The short version. If you have been told HMDA Plus is coming, the date is wrong by about a decade. It is the industry nickname for the expansion the CFPB proposed in 2014 and finalised…
More

20Aug
2026
What a Fair Lending Exam Actually Asks For

What a Fair Lending Exam Actually Asks For

A fair lending examination is more predictable than it feels, because the procedure examiners follow is published. The Interagency Fair Lending Examination Procedures set out how scope…
More