Comply 16.1 Release

We are finalizing and QA testing our Comply 16.1 release and should have it ready by February 17th.We have made many improvements to DataMine and Audit that we had wanted to add from the beginning, but simply didn't have time to get into version 16. We have also made changes to the way we store Geographic Areas and Peer groups to better deal with multiple years in preparation for multi-year analysis in the future. In addition, we are adding new Business and Farm demographics to help with evaluating Performance Evaluation data.

The RATA Business and Farm census data will now help institutions look at their business and farm lending and compare their it to the percentages of all businesses in their areas broken down by low/mod/middle/upper income areas. This data is not based on D&B data but on two other major marketing sources that we found to be very comprehensive. We compared and consolidated the data sources to produce a very good representation of the nationwide business market. We will implement the new Business/Farm census data on the PE tables as an alternative to existing versions of the reports using the aggregate numbers which we still feel has merit. By having both versions available you have two points of view in analyzing your CRA performance in Small Business and Small Farm lending. In spot checking our numbers against public evaluations our numbers are similar to the D&B data results that other vendors offer but will not be the same. We believe our numbers to be accurate but there is no official source to obtain this data or to reconcile against. This data will be available at no charge in the 16.1 version for any clients that want to use it.