Comply News
The ComplyBI Era Has Arrived

This past weekend marked an exciting milestone for RATA and our clients. With the latest RATA Hosted Services (RHS) release, the first wave of ComplyBI functionality is now available to all RHS clients. This isn't just another software update. It marks the beginning of a new era in compliance analytics. For decades, compliance professionals have relied on static reports, spreadsheets, and manual analysis to understand their data. ComplyBI changes that by transforming compliance information into dynamic, interactive intelligence that helps you identify trends, uncover risk, and gain deeper insight into your institution's compliance performance. Unlike generic business intelligence tools, ComplyBI is RATA's proprietary analytics platform, designed specifically for regulatory compliance.
Comply 25.1 Update Now Available
Since the release of Comply 25.0 in late October, our development team has continued enhancing the Comply Suite with new features, performance improvements, and stability updates. We are pleased to announce that Comply 25.1 is now available. Highlights of this Release Introducing ComplyBI – A powerful new business intelligence and analytics component of the Comply Suite. ComplyBI provides interactive dashboards, visual analytics, and executive reporting for HMDA, CRA, and Small Business Lending (SBL) data, helping you gain deeper insight into your compliance information than ever before.Enhanced Mapping Technology – Comply has been upgraded to the latest MapSuite technology, delivering improved mapping performance, greater stability, and integration with the Open Maps base
2025 HMDA Peer Data Official Release is Available
The CFPB has released the official 2025 national HMDA peer data as of June 23, 2026. We downloaded and converted the data and, as in the past, made sure to match all Institution IDs with the preliminary data that was released on April 3. By ensuring that the Institution IDs align with one another between these sets of data, all Peer Institution Groups created with the preliminary data will continue to work the same as before. It is the CFPB's intent to potentially release updates to the 2025 HMDA data based upon re-submissions, late submissions etc., and we intend to review the extent of any changes periodically to see if updates are warranted. Installation of the Peer data is accomplished as follows: On-premise (client site) Comply installations Download the data for use in
Help Shape the Future of RATA ComplyBI Reporting & Analytics
Dear Valued Client, As we continue expanding the capabilities of RATA Comply, we are excited to announce the upcoming release of ComplyBI this July as a new component of the RATA Comply Suite. ComplyBI is designed to provide powerful interactive dashboards, visual analytics, management reporting, and business intelligence capabilities directly integrated with your Comply data. However, the initial release is only the beginning. Our vision for ComplyBI is to continuously expand the platform with new reports, charts, dashboards, and analytical capabilities. In fact, following launch, we expect to introduce new reporting content and enhancements based on client feedback and real-world use cases. To help guide these development efforts, we are reaching out to gather examples of the
CFPB Releases Preliminary 2025 HMDA Peer Data
The CFPB released the "preliminary" 2025 HMDA Peer data file on March 31st, which is now available in Comply. As always, this data release does not include the Transmittal File that tells us who each reporter is. RATA downloads the file, links up the Transmittal information from last year based on the LEI number with any institutions that match, and then look up any institutions' LEI information for the ones that don't match. This year that happened to be nearly 130 institutions which needed to be looked up manually. Keep in mind this is not the official final version of the peer data. The official release usually contains updates to the data, late reporter data, and the official transmittal data for each institution. The official data is typically released in June or July, but we are
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Recent Posts
- What a Fair Lending Exam Actually Asks For
- Fair Servicing: What Examiners Test in Servicing Data, and How to Test It First
- What Actually Counts as a Small Business Loan Under Section 1071
- The ComplyBI Era Has Arrived
- Fair Lending Self-Assessment: A Step-by-Step Guide for 2026
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Regulatory News
- How to Fix the 10 Most Common HMDA Edit Check Errors
- 2025 HMDA Filing: Your Complete Preparation Checklist for March 2
- CFPB and DOJ Settle Redlining Claims Against Non-Depository Mortgage Companies Before Change in Administration
Fair Lending
- What a Fair Lending Exam Actually Asks For
- Fair Servicing: What Examiners Test in Servicing Data, and How to Test It First
- Fair Lending Self-Assessment: A Step-by-Step Guide for 2026
SBL 1071
- What Actually Counts as a Small Business Loan Under Section 1071
- Section 1071 in 2026: What Lenders Need to Know About Small Business Lending Data
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