Comply News
Comply 2026 Version 26.0 is Here!
New Features, Enhanced Reporting, Improved Mapping, and 2026 Submission ReadinessWe are pleased to announce that Comply 26 is now available for download from the RATA Support Site. This latest release continues our commitment to providing powerful, reliable, and easy-to-use compliance software while incorporating enhancements driven by feedback from our clients. Comply 26 includes the latest edit and submission updates for the 2026 HMDA and CRA reporting requirements, along with support for the new 2027 reporting year so you can begin preparing for the next reporting cycle. Beyond the regulatory updates, this release includes numerous enhancements across Comply, with particular emphasis on ComplyBI, Mapping, Fair Lending, and overall usability. ComplyBI – More Powerful Reporting and…
How to Find the Census Tract for an Address, and Its CRA Income Level
A census tract is a small statistical subdivision of a county, drawn by the U.S. Census Bureau to hold between 1,200 and 8,000 people, ideally about 4,000. Lenders care because HMDA and CRA both record each loan's location by tract, and the tract's income level decides whether a loan counts as lending in a low- or moderate-income area. To find the tract for one address: Enter the address and the activity year in the FFIEC Geocoding/Mapping System at geomap.ffiec.gov. It returns the state, county, tract and MSA codes with the tract's income level. Our guide to the FFIEC geocoder explains each field. If the FFIEC tool won't match the address, try the Census Bureau's public geocoder, which returns the tract for an address it can match. With the tract in hand, check its CRA income level in…
ComplyBI Live Webinar — See What's Possible
Thursday, September 17 | 2:00–3:00 PM ET If you can imagine the analysis, we can build it into a one-click report. Join us for a live ComplyBI webinar and discover an entirely new way to analyze your HMDA, CRA, SBL and Fair Lending data. This will go beyond a traditional product demonstration. We'll show you what becomes possible when your compliance data is truly interactive — from executive dashboards and geographic analysis to trends, comparisons and custom reports designed around the questions you want answered. What You'll See Interactive dashboards and visualizationsManagement and executive reportingHMDA, CRA, SBL and Fair Lending analyticsGeographic and market analysisTrend and comparative analysisCustom, one-click reportsThe growing ComplyBI Report Library Every active…
The ComplyBI Era Has Arrived
This past weekend marked an exciting milestone for RATA and our clients. With the latest RATA Hosted Services (RHS) release, the first wave of ComplyBI functionality is now available to all RHS clients. This isn't just another software update. It marks the beginning of a new era in compliance analytics. For decades, compliance professionals have relied on static reports, spreadsheets, and manual analysis to understand their data. ComplyBI changes that by transforming compliance information into dynamic, interactive intelligence that helps you identify trends, uncover risk, and gain deeper insight into your institution's compliance performance. Unlike generic business intelligence tools, ComplyBI is RATA's proprietary analytics platform, designed specifically for regulatory compliance.…
Comply 25.1 Update Now Available
Since the release of Comply 25.0 in late October, our development team has continued enhancing the Comply Suite with new features, performance improvements, and stability updates. We are pleased to announce that Comply 25.1 is now available. Highlights of this Release Introducing ComplyBI – A powerful new business intelligence and analytics component of the Comply Suite. ComplyBI provides interactive dashboards, visual analytics, and executive reporting for HMDA, CRA, and Small Business Lending (SBL) data, helping you gain deeper insight into your compliance information than ever before.Enhanced Mapping Technology – Comply has been upgraded to the latest MapSuite technology, delivering improved mapping performance, greater stability, and integration with the Open Maps base…
- 2025 Community Reinvestment Act (CRA) Small Business, Small Farm and Community Development Lending Data: What Changed and What to Do Next
- The CFPB's Semiannual Report: What Narrower Federal Enforcement Means for Fair Lending, HMDA and Community Reinvestment Act (CRA) Programs
- How to Choose Section 1071 Software: What to Test Before Your First Filing
- The Regulation B Lawsuits: What Your Fair Lending Program Should Keep Doing While the Rule Is in Court
- California's New Fair Lending Exam Law: What State-Chartered Banks, Credit Unions and Mortgage Licensees Should Have Ready
- November 2026
- October 2026
- September 2026
- August 2026
- March 2026
- February 2026
- January 2026
- 2025
- 2022
- 2021
- 2020
- 2017
- 2018 Edits Finally Released by CFPB
- 2018 HMDA Changes - What's the Word?
- RATA's Customer Care Campaign
- HMDA vs CRA vs Section 1071: What Each Rule Collects and Who Has to File
- 2026 HMDA Data: Your Filing Checklist for the March 1, 2027 Deadline
- HMDA Plus: What It Actually Changed in the LAR Workflow
- Fair Lending Regression Analysis: What It Controls For and How to Explain a Pricing Disparity
- How to Evaluate Fair Lending and CRA Software: What to Test Before You Sign
- What a Fair Lending Exam Actually Asks For
- What Actually Counts as a Small Business Loan Under Section 1071
- Section 1071 in 2026: What Lenders Need to Know About Small Business Lending Data
- How to Benchmark Your CRA and HMDA Lending Against Peer Data
- Special Report: Geocoding - Achieving the Highest Accuracy
