Comply News
CRA Peer, Performance Evaluation, and Market Share Data Now Available in Comply (2004)
We are pleased to announce that the CRA Peer, Performance Evaluation, and Market Share data are now available for use in Comply. For On-Prem Comply Users: The 2023 CRA Aggregate and Disclosure data (also known as CRA Peer Data), used for CRA Peer analysis, was released by the FFIEC/CFPB on Monday, December 16th. RATA has completed the process of downloading and converting this data for use in Comply. The file is named PEERCRA23 and will need to be manually downloaded from the RATA Support Site and imported into Comply using the Import System Data function. The CRA Performance Evaluation and Market Share data (subsets of the Peer Data) were also compiled and released. This data is required for generating specific reports in Comply, including the CRA Performance Evaluation and Standardized
Comply 24 is Now Available
We are happy to announce that Comply 24 is now available on our support site for download. Please note that this update is a major architectural change moving from a 32-bit application to a 64-bit application. As such, the update procedures are NOT the same as our normal update process. It is imperative that you review the Comply Version 24.0 Update Guide and fully understand the information BEFORE proceeding with the update. If you have any questions or concerns, please contact RATA support personnel prior to attempting the update. This version of Comply contains all of the latest edit and submission changes needed to submit your 2024 HMDA and CRA data. It also contains the new 2025 reporting year so you can start to collect and prepare for the 2025 submissions as well. A changes
Hurricane Milton impact on RATA Associates' business operations
Please be Advised. Hurricane Milton is closing in on Florida starting Wednesday, October 9 and continuing into Thursday, October 10. RATA is prepared for the storm and there should not be any affect to client operations. Our RATA team will work remotely as long as they have power and internet. If you have a support issue, please email support@rataassociates.com, or call 407-831-7282 and try a direct extension or leave a voicemail. We will do our best to resolve your issue as quickly as possible but it may not be same day. We plan to be up to full operations on Friday, depending on power, damage and/or flooding. We appreciate your patience and understanding and apologize for any inconvenience. We will keep you posted. Thank you.
FFIEC Releases 2024 Demographic Data
RATA Associates is pleased to announce that the 2024 FFIEC Geographic and Demographic data is now available for all RATA clients and provided via Auto-Update or the RATA support website. Comply links to the updated demographics automatically once you update your system retroactively for the entire year. Updating your Comply system is accomplished in one of three ways: If you use Auto-Update to keep your system data up-to-date, and have the system set to auto-apply updates, then there is nothing for you to do as the system will have already updated the data for you. If you use Auto-Update, but have disabled the auto-apply feature, you should see the new data available in the Auto-Update window the next time you log in to Comply. You simply need to check the box next to the file and click
2023 HMDA Peer Data Official Release is Available
The CFPB has released the official 2023 national HMDA peer data as of July 11, 2024. RATA downloaded the data and quickly formatted it for use in the Comply software, making sure to match all Institution IDs with the preliminary data that was released on March 26. By ensuring that the Institution IDs align with one another between these sets of data, all Peer Institution Groups created with the preliminary data will continue to work the same as before. It is the CFPB's intent to potentially release updates to the 2023 HMDA data based upon re-submissions, late submissions etc. and we intend to review the extent of any changes periodically to see if updates are warranted. Installation of the Peer data is accomplished as follows: For on-premise (client site) Comply installations Download
- 2025 Community Reinvestment Act (CRA) Small Business, Small Farm and Community Development Lending Data: What Changed and What to Do Next
- The CFPB's Semiannual Report: What Narrower Federal Enforcement Means for Fair Lending, HMDA and Community Reinvestment Act (CRA) Programs
- How to Choose Section 1071 Software: What to Test Before Your First Filing
- The Regulation B Lawsuits: What Your Fair Lending Program Should Keep Doing While the Rule Is in Court
- California's New Fair Lending Exam Law: What State-Chartered Banks, Credit Unions and Mortgage Licensees Should Have Ready
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- HMDA vs CRA vs Section 1071: What Each Rule Collects and Who Has to File
- 2026 HMDA Data: Your Filing Checklist for the March 1, 2027 Deadline
- HMDA Plus: What It Actually Changed in the LAR Workflow
- Fair Lending Regression Analysis: What It Controls For and How to Explain a Pricing Disparity
- How to Evaluate Fair Lending and CRA Software: What to Test Before You Sign
- What a Fair Lending Exam Actually Asks For
- What Actually Counts as a Small Business Loan Under Section 1071
- Section 1071 in 2026: What Lenders Need to Know About Small Business Lending Data
- How to Benchmark Your CRA and HMDA Lending Against Peer Data
- Special Report: Geocoding - Achieving the Highest Accuracy
