Stop rebuilding Excel reports every quarter. DataMine transforms your HMDA, CRA, and peer data into professional board-ready reports in minutes—not days. Compare performance against competitors, identify underserved markets, and demonstrate CRA compliance with customizable pivot tables and dashboards that answer the questions examiners ask without manual spreadsheet manipulation.
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Regulators create peer groups by asset size, rate spread percentages, and geography to evaluate your CRA performance. Build the same peer groups they use—then run comparative reports showing where you excel and where competitors dominate. DataMine's Peer Group Builder creates custom cohorts instantly, enabling apples-to-apples comparisons examiners expect.
Explore your data with drag-and-drop simplicity. Combine HMDA and CRA lending data with peer performance, demographic characteristics, deposit data, and geographic filters to create exactly the report your board needs. Interactive Excel pivot tables let you slice and dice millions of records in seconds—no SQL knowledge required.
Build custom executive dashboards and CRA performance summaries yourself, or let RATA create professional templates for you. Either way, you'll answer strategic questions in minutes that previously took days of manual Excel work.
Last updated: January 14, 2026
Stop building Excel reports from scratch every quarter. DataMine transforms your HMDA, CRA, and peer data into professional board-ready reports in minutes—not days. Compare your performance against competitors, identify underserved markets, and demonstrate CRA compliance with customizable reports that answer the questions examiners ask.
Your HMDA and CRA data contains insights about market opportunities, competitive gaps, and lending performance—but only if you can analyze it effectively. DataMine combines your lending data with nationwide peer submissions, Census demographics, and FDIC deposit information to answer critical business questions: Where are competitors outperforming us? Which underserved markets represent growth opportunities? How does our CRA performance compare to peer institutions?
Create unlimited custom reports for board meetings, examiner requests, strategic planning, and fair lending analysis—all from one intuitive interface without Excel spreadsheet hassles.
Stop juggling multiple databases and spreadsheets. DataMine integrates four critical data sources for comprehensive compliance and competitive analysis:
Create custom tables and charts using DataMine's intuitive report builder. Design reports with up to two tiers on both X and Y axes, choosing from LAR fields, geographic characteristics, or demographic factors. The drag-and-drop interface makes complex analysis accessible to users at all skill levels.
Save report definitions as templates for reuse across multiple years or datasets. Share templates with colleagues to ensure consistent reporting across your organization.
Get started quickly with dozens of pre-built report templates covering common compliance and analysis needs. Templates include disclosure tables, performance evaluations, trend analysis, and market share comparisons. RATA continually adds new templates based on customer requests and regulatory developments.
Compare your institution's lending performance to carefully selected peer groups. DataMine's peer group builder lets you filter institutions by multiple criteria including:
Create multiple peer group definitions for different analysis purposes. Compare your institution to your top 5 competitors, all banks in your state, or institutions with similar asset sizes nationwide.
Analyze lending patterns at any geographic level—nationwide, state, MSA/MD, county, or individual census tract. Break down lending activity by tract income characteristics, racial composition, urban/rural designation, and other demographic factors.
Identify gaps in lending coverage, concentrations of activity, and opportunities for CRA credit. DataMine makes it easy to see where your institution is performing well and where improvements may be needed.
Track lending trends across multiple years to identify patterns and changes in your institution's business. Compare current year performance to historical data, analyze growth in specific markets, and measure the impact of strategic initiatives over time.
Export DataMine reports to multiple formats including PDF, Excel, HTML, and image files. Create polished reports for board presentations, regulatory submissions, or internal analysis. Schedule automated report generation to deliver key metrics on a regular basis.
The DataMine tool comes with many templates and the amount of free templates will grow over time as we add new reports recommended by customers. Here are just a couple of samples we created, many in just minutes!
In recent examinations multiple agency's examiners have been selecting peer institutions based on geography, asset size and filtered loan counts that are similar to the target institution. Using the Comply DataMine tool you will be able to select peers and create peer groups exactly the way the examiners do.
By walking through the Peer Group definition builder you are able to filter down to both simple and complex conditions and then select all institutions or the specific institutions that meet your criteria.
The first step would be to click Peer Institution Groups and select New. Then you simply name the Peer Group and tell the wizard what year of peer data you want to analyze.
In this screenshot we simply clicked on the search button and got all 7,062 institutions for 2014. From there we can select specific institutions, all institutions, or filter further by General, Properties, Limits, Geographic definitions or Lending areas either separately or in tandem.
For example, maybe you want to analyze your institution against institutions that are closet to your asset size, by specific institutions, by regulator, or just banks closest to your origination rate within your assessment area(s).
Here is a sample of the top 10 OCC banks by originations that did at least one loan in Seminole County Florida in a detailed list view.
From here you can select all 10 institutions to start building your peer group, select and add specific institutions from the list to add to your group and more. From the detail group list you can sort by any column, export the list to Excel or a text file, print the list and more.
You can create as many different Peer Group definitions as you want for all of your peer analysis needs. Once they are created they are fully accessible by the Comply DataMine tool as shown below.
Within a couple minutes we are able to build a simple table that shows the Top 10 OCC submitters in our Test for Comply 365 Peer group compared to all submitters and broken down by action taken.
Again, this is just a very simplistic example of the power of the DataMine Tool and the Peer Group definition builder!
DataMine accesses public HMDA and CRA data from the FFIEC, FDIC Summary of Deposits data, Census demographic data, and your institution's internal compliance data from Comply software. The tool integrates data from multiple years and sources into a unified reporting environment, eliminating manual data compilation and ensuring accuracy.
Yes, DataMine includes a flexible report builder for creating custom tables and charts. Design reports with up to two tiers on X and Y axes using LAR fields, demographic characteristics, or geographic factors. Save report definitions as reusable templates. Pre-built templates are also included for common compliance reports like disclosure tables and performance evaluations.
DataMine's Peer Group Builder lets you filter institutions by asset size, geographic presence, regulatory agency, lending volume, or specific market activity. Select your top 5 competitors, all banks in your MSA, institutions matching your asset tier, or create custom peer groups. The tool shows how examiners select peers, helping you prepare for CRA and fair lending reviews.
Yes, DataMine seamlessly integrates with all Comply products. Analyze your institution's HMDA, CRA, and SBL data alongside public peer data. Compare internal lending patterns to market trends, benchmark performance against competitors, and create comprehensive reports combining your data with demographic and deposit information—all from a single interface.
See how DataMine transforms compliance reporting and analysis
| Task | With DataMine | Manual Reporting |
|---|---|---|
| Data Access | Instant access to HMDA, CRA, SBL, peer, demographic, and deposit data in one platform. | Download separate files from FFIEC, FDIC, Census Bureau. Manual data compilation and cleanup required. |
| Custom Reports | Drag-and-drop report builder. Create unlimited custom tables and charts in minutes with no SQL or coding required. | Build complex spreadsheets or write database queries. Hours of formula writing, pivot tables, and manual formatting. |
| Peer Selection | Peer Group Builder filters by asset size, geography, lending volume, and regulatory agency. Save peer groups for reuse. | Manual research to identify competitors. Track down HMDA files, filter spreadsheets, maintain peer lists across multiple files. |
| Multi-Year Analysis | Trend analysis across multiple years with one-click year selection. Consistent reporting across all time periods. | Maintain separate spreadsheets for each year. Manual consolidation to compare trends. Formula errors common when updating. |
| Report Templates | Dozens of pre-built templates for disclosure tables, CRA performance, market analysis. Save custom templates for reuse. | Start from scratch for each report. Maintain library of Excel files. Risk of inconsistent formatting and calculations. |
| Geographic Analysis | Analyze by census tract, county, MSA, or state. Filter by tract income levels and demographics with point-and-click interface. | Join multiple data sources. Look up tract characteristics, merge demographic data, create complex VLOOKUP formulas. |
| Export Options | One-click export to PDF, Excel, HTML, or image formats. Polished, professional formatting ready for board presentations. | Copy/paste from spreadsheets into Word or PowerPoint. Manual formatting and cleanup. Inconsistent styling across reports. |
| Time to Complete Analysis | Minutes to hours for comprehensive reporting | Days to weeks of manual spreadsheet work |
Trusted by financial institutions nationwide for compliance excellence
Scott Shie
River Funding Corporation
"The folks at RATA were outstanding. Every time I had a question, I would speak to someone who either knew the answer immediately or could provide the answer within a very short period of time. Everyone I spoke with knew their product, industry and was willing to do whatever it took to help us solve our problem. I would highly recommend RATA and COMPLY to anyone who is considering this company and product."
December 10, 2016
Mark Mitchell
Panhandle State Bank
"The support has been exceptional. The program is very easy to use. RATA has been one of the best companies I have dealt with in my 25 years of banking. Their service has exceeded my expectations."
August 23, 2016
Paul D'Agostino
TruHome Solutions
"I wanted to let you know that RATA and Comply is the absolute best!!! My submission is complete and was accomplished in record time. I more than doubled the amount of activity I reported last year and it took me less than half the time. Thank you for being there for us and the industry! You are and always will be number one to me!!!"
May 20, 2015
Discover how Comply DataMine creates powerful reports and peer comparisons in minutes—helping you make data-driven decisions faster.
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