Compliance Software for HMDA/CRA

See how Comply software eliminates edit check errors

  • 39years, since 1987
  • Hundredsof institutions filing
  • 30–45 minscreen-shared walkthrough
Comply 2022 Start Page with HMDA, CRA and Fair Lending data files listed by year beside the compliance news feed

Schedule your HMDA/CRA demonstration today

Simply fill out the form below so that we can show you everything Comply HMDA/CRA/SBL can do!

or call (407) 831-7282 — Mon–Fri, 8:00–5:00 Eastern

  • Trusted since 1987
  • 39+ years
  • FFIEC compliant
No commitment Reply within one business day

Submit Error-Free HMDA/CRA Reports Every Time

What you'll see in your demo: one of our compliance specialists walks you through Comply HMDA/CRA/SBL against a sample loan file, from first import to a submission-ready LAR. Demos typically run 30-45 minutes and can be scheduled at your convenience. No preparation required on your end.

Your personalized demonstration covers:

  • Import from your origination system: the Import Wizard maps fields from Fiserv, FIS, Jack Henry, Finastra and custom platforms, reading fixed-length files, delimited files (CSV, tab, pipe) and direct database connections.
  • Every FFIEC edit check: all FFIEC Validity and Quality edits run on demand, so errors surface on your screen instead of in a CFPB rejection notice.
  • Compliance-grade geocoding: 95%+ accuracy on census tract, MSA and county assignment, with Census Bureau TIGER boundaries updated for you.
  • Rate spread calculated automatically: Treasury Securities or APOR methodology chosen per loan, against FFIEC rate tables that refresh every week.
  • Direct FFIEC submission: Submission Sentry runs a final check for a 100% edit-free, fully geocoded LAR, then writes the file in exact CFPB format.
  • Your own questions, answered by people who work with Regulation C, Regulation BB and Section 1071 every filing cycle.

RATA Associates has been in the HMDA/CRA/SBL arena for over 39 years, helping hundreds of institutions successfully submit millions of applications under Regulation C (HMDA), Regulation BB (CRA) and Small Business Lending (SBL 1071).

Ready to see RATA Comply HMDA/CRA/SBL?

A specialist walks you through it on RATA sample data, thirty to forty-five minutes, whenever suits you. Nothing to prepare.

Schedule Demo or call (407) 831-7282

What our clients say

I wanted to let you know that RATA and Comply is the absolute best!!! My submission is complete and was accomplished in record time. I more than doubled the amount of activity I reported last year and it took me less than half the time. Thank you for being there for us and the industry! You are and always will be number one to me!!!

Paul D'Agostino, TruHome Solutions | Logo TruHomeSolutions
Paul D'Agostino
TruHome Solutions

Would highly recommend both the product and the personnel!! Being able to accomplish what I did in such a short period of time is a testimonial to the product's user friendliness as well as the support I received from the great folks at RATA. Could not have done it without them!!!

Judy A. Edwards, Greer State Bank | Logo GreerStateBank
Judy A. Edwards
Greer State Bank

The support has been exceptional. The program is very easy to use. RATA has been one of the best companies I have dealt with in my 25 years of banking. Their service has exceeded my expectations.

Mark Mitchell, Panhandle State Bank | Logo PanhandleStateBank
Mark Mitchell
Panhandle State Bank