Dashboards Built for HMDA, CRA, Fair Lending & Section 1071
Last updated: August 14, 2026
Every dashboard runs against the data already in your Comply database. No exports, no re-keying, no duplicate data entry—change the data and the dashboard changes with it.
Actionable intelligence, not just stored data
Unlike traditional compliance software that simply stores data, ComplyBI turns your compliance information into actionable business intelligence.
Whether you're…
- preparing for an examination
- presenting to executive management
- responding to auditors
- identifying lending opportunities
…ComplyBI provides the visual tools needed to make faster, more informed decisions.
How it fits together
ComplyBIDashboards & reportingFully integrated with the Comply Suite
ComplyBI is fully integrated with the RATA Comply Suite, ensuring your dashboards and reports always reflect the most current HMDA, CRA, Fair Lending, and SBL information without duplicate data entry or manual imports.
A continually expanding source of intelligence
As the platform continues to evolve, new dashboards, reports, visualizations, and analytical capabilities will be added regularly based on client feedback and industry needs, making ComplyBI a continually expanding source of compliance intelligence.
Open the PDFThe One-Page Version, for the People Who Are Not on the Call
Compliance rarely buys alone. This is ComplyBI on a single page, with real dashboards on it, for the committee member who wants to read rather than sit through a demo.
What is on it
- HMDA vs Peer, visual total applications, market share and the approval gap against peers as headline figures, with the denial reason disparity index underneath.
- Trend analysis multi-year approval and denial trends, volume, and average loan amount by race and ethnicity.
- Approval gap by purpose and type your rate against the peer rate, per loan purpose, with the gap called out.
- Where the data comes from HMDA/CRA/SBL, Fair Lending, Peer-2-Peer, DataMine, Mapping and Geocoding — one database, no exports.
Two pages. Page 1 covers Comply HMDA/CRA/SBL, page 2 is ComplyBI.
Frequently Asked Questions
The five we are asked most often about ComplyBI, answered properly rather than in a sentence. If yours is not here, it is a better use of your time to ask a person.
Ask us directlyWhat is ComplyBI?
ComplyBI is the next generation of reporting and business intelligence for the RATA Comply Suite. It transforms the HMDA, CRA, Fair Lending, and Small Business Lending data already in your Comply database into powerful, interactive dashboards, visual analytics, and executive-level reporting.
Which regulations does ComplyBI cover?
ComplyBI covers HMDA (Regulation C), CRA (Regulation BB), Fair Lending analysis, and Small Business Lending under Section 1071. Dashboards span application disposition, denial reasons, rate spread, demographic and geographic distribution, assessment area performance, and peer comparison.
Does ComplyBI read my live Comply data?
Yes. ComplyBI is fully integrated with the RATA Comply Suite, so your dashboards and reports always reflect the most current HMDA, CRA, Fair Lending, and SBL information without duplicate data entry or manual imports.
Who in our institution uses ComplyBI?
Compliance officers, analysts, executives, and board members all work from the same dashboards. Rather than waiting on someone to assemble a spreadsheet, each of them gets immediate access to the insights relevant to their role—from detailed disparity analysis to a single executive summary view.
What if we need a report that isn't in the standard library?
You can build custom reports and dashboards tailored to your institution's unique needs. New dashboards, reports, visualizations, and analytical capabilities are also added regularly based on client feedback and industry needs.
ComplyBI vs Manual Spreadsheet Reporting
See what changes when your compliance reporting stops living in Excel
| Task | With ComplyBI | Manual Spreadsheet Reporting |
|---|---|---|
| Board / Committee Package | Prebuilt dashboards refresh from live Comply data. Export or present the same package every cycle. | Rebuild charts by hand in Excel and PowerPoint each quarter. Formatting drifts between cycles. |
| Trend Analysis | Multi-year approval, denial, and volume trends rendered on demand across race/ethnicity, purpose, and area. | Stack multiple year-end exports side by side and reconcile columns manually. |
| Peer Benchmarking | You-vs-peer approval rates, denial reason mix, and gap indicators on a single screen. | Download peer aggregates, normalize categories, and build comparison tables from scratch. |
| Fair Lending Disparity Detection | Disparity indices, approval gaps, and rate spread outliers surfaced visually with statistical shading. | Pivot tables and manual percentage math. Small-sample effects are easy to miss. |
| Assessment Area Analysis | Demographic profiles, LMI and minority tract breakdowns, gap analysis, and branch/ATM distribution built in. | Separate census lookups, manual tract joins, and hand-built summaries. |
| Data Refresh | Dashboards read your current Comply database. No export, no re-keying. | Re-export, re-paste, and re-verify every time the underlying data changes. |
| Distribution | Share one consistent dashboard with compliance, management, and the board. | Email spreadsheet versions and hope everyone is reading the same one. |
| Time to a Board-Ready Package | Minutes | Days of spreadsheet work |
What Our Customers Say
Trusted by financial institutions nationwide for compliance excellence
“I wanted to let you know that RATA and Comply is the absolute best!!! My submission is complete and was accomplished in record time. I more than doubled the amount of activity I reported last year and it took me less than half the time. Thank you for being there for us and the industry! You are and always will be number one to me!!!”
“Would highly recommend both the product and the personnel!! Being able to accomplish what I did in such a short period of time is a testimonial to the product's user friendliness as well as the support I received from the great folks at RATA. Could not have done it without them!!!”
“RATA Associates is one of the greatest companies I've known. It's been a pleasure adding my 2 cents to RATA Comply improvements (Fair Lending with Advanced Analysis/Regression option) that benefit everyone and help many companies in the mortgage industry to stay compliant.”
… and hundreds of others since 1987
