Our Team & Organization

Highly experienced in HMDA/CRA compliance, banking software and software development in general. His success has been achieved through applied creativity, hard work, attention to detail and an uncompromised insistence on doing the job right. John’s dedication to quality has resulted in a consistently high level of customer satisfaction with all of RATA’s products and services. Before founding RATA Associates, John held executive positions with The Bendix Corporation and American Management Systems.

Attended college in MN for Accounting, and came to RATA in November 1998 with an extensive background in Accounting, Customer Service and Human Resources. She has since completed courses in Business Management. Angela currently handles most aspects of RATA’s Financials/Accounting, Human Resources, Sales, Contract Negotiations, Procurement, Building Maintenance and more. She is also heavily involved with Customer Service, HMDA LAR processing, Technical Support and Software QA testing.

Joined the RATA team as a programmer in January 1994. His work on the HMDA-90 DOS software was influential in moving the product forward, and he remains responsible for implementing new features and keeping pace with regulatory changes in HMDA and CRA. His expertise was also instrumental in developing RATA’s internal geocoding systems, which he continually refines. David is currently RATA’s Senior Geographic Information Systems and Project Manager, overseeing the Geocoding Department and RATA’s expanding network and servers.