Last updated: January 14, 2026
Skip the IT headaches and be up and running in hours, not weeks. RATA Hosted Services (RHS) runs your Comply HMDA/CRA/SBL and Fair Lending software on Microsoft Azure's FedRAMP-certified cloud platform—eliminating hardware procurement, software installation, database configuration, and ongoing maintenance from your workload. If you experience any technical problems, a qualified RATA technician can correct your issues in real time.
Everything is handled for you: Windows licensing, SQL Server, automatic software updates, daily backups, and security compliance. You always run the latest version of Comply with the newest regulatory changes and features—no IT coordination required.
Lower total cost in most cases. When you factor in server hardware, Windows and SQL Server licensing, IT staff time for installation, updates, backups, troubleshooting, and security compliance—RHS often costs less than maintaining software on your own servers. And you eliminate the risk of running outdated software during critical filing periods.
Growing data volumes from mortgage applications, fair lending analysis, deposit files, and peer comparisons require increasingly powerful hardware configurations. Who knows the optimal setup for RATA Comply better than RATA? Let us handle the infrastructure so you can focus on compliance.
Choosing where to run your compliance software affects your total cost, IT burden, and operational efficiency. Here's how RATA Hosted Services compares to traditional on-premise installation:
| Consideration | RATA Hosted (Cloud) | Local Installation |
|---|---|---|
| Initial Setup | Up and running in hours. RATA handles all configuration, database setup, and software installation on Azure. | Days to weeks of IT coordination. Requires hardware procurement, Windows/SQL Server licensing, network configuration, and security approval. |
| Security & Compliance | FedRAMP-certified Microsoft Azure platform. Enterprise-grade security managed by Microsoft with continuous monitoring and updates. | Your IT team must maintain security patches, firewall rules, antivirus, and compliance documentation. Security audits are your responsibility. |
| Software Updates | Automatic updates applied by RATA. Always running the latest version with newest regulatory changes and features. | Manual updates require IT scheduling, testing, and potential downtime. Risk of running outdated software during critical filing periods. |
| Database Management | SQL Server fully managed by RATA. Optimized performance, automatic tuning, and no DBA overhead. | Requires SQL Server licensing, separate database server hardware, DBA expertise for maintenance, backups, and performance optimization. |
| Data Backup & Recovery | Daily automated backups with Azure redundancy. Data is protected even in disaster scenarios. | Your IT must implement backup strategy, test restores, and maintain off-site copies. Often overlooked until data loss occurs. |
| Hardware Lifecycle | No hardware to purchase, maintain, or replace. Azure infrastructure scales automatically. | Servers require replacement every 3-5 years. Budget for hardware refreshes, storage expansion, and memory upgrades. |
| Troubleshooting | RATA technicians access and resolve issues in real time. Direct visibility into your environment speeds resolution. | Remote support complicated by VPN access, firewall rules, and IT availability. Issues may require back-and-forth coordination. |
| Total Cost of Ownership | Lower in most cases when factoring hardware, licensing, IT labor, and opportunity cost. | Higher when accounting for hidden costs: IT time, security compliance, hardware depreciation, and software licensing. |
Contact a RATA Hosted Services representative today to start taking advantage of all of these benefits and many more.
RATA Hosted Services (RHS) is a cloud-based platform running on Microsoft Azure that hosts your Comply HMDA/CRA software. RHS handles installation, updates, backups, and technical support, so you can focus on compliance without IT overhead.
Yes, RHS runs on Microsoft Azure which is FedRAMP certified, meeting federal security standards for financial data. Daily automated backups ensure your compliance data is never lost.
RHS works with all operating systems including Windows, Linux, Mac, iOS, Android, Chromebook, and web browsers. You can access your Comply software from any device with an internet connection.
Yes, RATA performs all Comply software updates and patches automatically. You always run the most current version without any IT effort from your team.
Find out how RATA Hosted Services can help your institution achieve compliance goals more efficiently.
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