Overhead view of a city street grid, the geography an assessment area map is drawn against

HMDA/CRA Mapping Services: We Draw the Maps for You

Exam-ready assessment area maps, without buying mapping software.

Every CRA examination wants the assessment area drawn and its tracts shaded by income. Institutions without mapping software build that by hand every cycle. RATA’s cartographers build it from your data instead.

  • The map that goes in the file

    FDIC-specification assessment area maps with income-shaded census tracts, produced to be filed rather than assembled from a county outline and a spreadsheet.

  • Lending patterns made visible

    Originations, denials and pricing plotted geographically, against demographics and against your branch and deposit footprint.

  • Built from data you already filed

    Your LAR, geocoded. No export, no reformatting, and no second version of the truth to keep in sync.

  • Or run it yourself

    If you would rather own the capability, Comply Mapping puts nineteen layers and the same wizards on your own desktop.

Request Custom Maps What We Produce

Mapping Services Commission or Licence Request Maps

HMDA/CRA Mapping Services: Visualize Lending Patterns & Assessment Areas

Last updated: August 14, 2026

HMDA CRA mapping services showing assessment area boundaries and lending patterns

See what spreadsheets can't show you. RATA's custom mapping services help HMDA and CRA reporting institutions visualize lending activity, identify market gaps, and create exam-ready maps that communicate clearly to boards and regulators.

What Custom Maps Reveal

  • Lending footprint—where you're making loans and where you have no presence
  • Branch and broker coverage—identify neighborhoods without representation
  • Demographic overlays—housing, income, and racial composition alongside lending data
  • Assessment area boundaries—delineate and visualize CRA assessment areas
  • Competitive analysis—compare your footprint against peer institutions

Why Work with RATA for Mapping?

With over 39 years of HMDA/CRA expertise, RATA understands what examiners look for and what boards need to see. We design and deliver custom maps that answer your specific business questions—from strategic planning to CRA examination preparation. Our mapping services complement our Comply HMDA/CRA software and geocoding services.

Contact our team to discuss your mapping needs, get pricing information, or see examples of work we've done for other institutions.

Request Mapping Consultation

Commission or licence

Have RATA Draw It, or Draw It Yourself

Both produce the same exam-ready map. The difference is who holds the pen.

Licence Comply Mapping
Commission maps from RATA
✗ Buy and learn a mapping module inside Comply
✓ No software to learn -- send the request, receive the map
✗ Build the assessment area map yourself, every cycle
✓ RATA’s cartographers build it from your data, exam-ready
✗ Best when maps are a routine, recurring need
✓ Best for a specific board presentation or exam without an ongoing need
✗ You own the capability going forward
✓ You get the deliverable without owning the tooling
Own the tool
Own the result

Create Your Own Maps with Comply Mapping Software

For institutions that want to create maps in-house, Comply Mapping integrates directly with your HMDA/CRA data.

RATA Comply HMDA/CRA Mapping Software

Learn About Comply Mapping

Visualize Your Lending Data

Contact RATA to discuss custom HMDA/CRA mapping solutions for your institution—assessment area maps, lending pattern analysis, and demographic overlays.

Request Mapping Consultation Have Questions? Contact Us

What happens next

  • 40 minutes, screen-shared. A live walkthrough on RATA sample data, driven by your questions rather than a script.
  • A specialist, not a relay. The person on the call knows both the software and the regulations behind it.
  • Mid-cycle is normal. Implementation and historical conversion are handled for you, typically inside a day.