Compliance Software for HMDA/CRA

See how Comply software eliminates edit check errors

  • 39years, since 1987
  • Hundredsof institutions filing
  • 30–45 minscreen-shared walkthrough
Comply 2022 Start Page with HMDA, CRA and Fair Lending data files listed by year beside the compliance news feed

Schedule your HMDA/CRA demonstration today

Simply fill out the form below so that we can show you everything Comply HMDA/CRA/SBL can do!

or call (407) 831-7282 — Mon–Fri, 8:00–5:00 Eastern

  • Trusted since 1987
  • 39+ years
  • FFIEC compliant
No commitment Reply within one business day

Submit Error-Free HMDA/CRA Reports Every Time

What you'll see in your demo: one of our compliance specialists walks you through Comply HMDA/CRA/SBL against a sample loan file, from first import to a submission-ready LAR. Demos typically run 30-45 minutes and can be scheduled at your convenience. No preparation required on your end.

Your personalized demonstration covers:

  • Import from your origination system: the Import Wizard maps fields from Fiserv, FIS, Jack Henry, Finastra and custom platforms, reading fixed-length files, delimited files (CSV, tab, pipe) and direct database connections.
  • Every FFIEC edit check: all FFIEC Validity and Quality edits run on demand, so errors surface on your screen instead of in a CFPB rejection notice.
  • Compliance-grade geocoding: 98%+ accuracy on census tract, MSA and county assignment, with Census Bureau TIGER boundaries updated for you.
  • Rate spread calculated automatically: Treasury Securities or APOR methodology chosen per loan, against FFIEC rate tables that refresh every week.
  • Direct FFIEC submission: Submission Sentry runs a final check for a 100% edit-free, fully geocoded LAR, then writes the file in exact CFPB format.
  • Your own questions, answered by people who work with Regulation C, Regulation BB and Section 1071 every filing cycle.

RATA Associates has been in the HMDA/CRA/SBL arena for over 39 years, helping hundreds of institutions successfully submit millions of applications under Regulation C (HMDA), Regulation BB (CRA) and Small Business Lending (SBL 1071).

Ready to see RATA Comply HMDA/CRA/SBL?

A specialist walks you through it on RATA sample data, thirty to forty-five minutes, whenever suits you. Nothing to prepare.

Schedule Demo or call (407) 831-7282

What our clients say

Would highly recommend both the product and the personnel!! Being able to accomplish what I did in such a short period of time is a testimonial to the product's user friendliness as well as the support I received from the great folks at RATA. Could not have done it without them!!!

Judy A. Edwards, Greer State Bank | Logo GreerStateBank
Judy A. Edwards
Greer State Bank

RATA Associates is one of the greatest companies I've known. It's been a pleasure adding my 2 cents to RATA Comply improvements (Fair Lending with Advanced Analysis/Regression option) that benefit everyone and help many companies in the mortgage industry to stay compliant.

Leo Batura, Pacific Union Financial LLC | Logo PacificUnionFinancial
Leo Batura
Pacific Union Financial LLC

The support has been exceptional. The program is very easy to use. RATA has been one of the best companies I have dealt with in my 25 years of banking. Their service has exceeded my expectations.

Mark Mitchell, Panhandle State Bank | Logo PanhandleStateBank
Mark Mitchell
Panhandle State Bank