2025 HMDA Peer Data Official Release is Available

The CFPB has released the official 2025 national HMDA peer data as of June 23, 2026. We downloaded and converted the data and, as in the past, made sure to match all Institution IDs with the preliminary data that was released on April 3. By ensuring that the Institution IDs align with one another between these sets of data, all Peer Institution Groups created with the preliminary data will continue to work the same as before. It is the CFPB's intent to potentially release updates to the 2025 HMDA data based upon re-submissions, late submissions etc., and we intend to review the extent of any changes periodically to see if updates are warranted.

Installation of the Peer data is accomplished as follows:

• On-premise (client site) Comply installations
  • Download the data for use in Comply by logging in to the support site (https://support.rataassociates.com) and selecting Comply Downloads > Peer Data on the left-hand side. Download and save the file called PEERHMDA25.RZ, then import it into Comply using the Import System Data button on the Home ribbon.
  • There is a training video to show you how to download and import the data into Comply, and there is also a Peer Guide under the Resources section of the Start page.
• RATA Hosted Service (RHS)
  • RATA already updated the peer data on Wednesday evening, July 15th, to minimize any impact to clients.

Once the data is imported, you have two ways to use it depending on what you are licensed for in Comply. If you are licensed for Peer Data, then you have full use of the Peer Reports and Analysis in Comply located on the Reports ribbon. This same data can also be used in DataMine, once you have performed a full Sync of the data to populate the SSAS Data Cube with the new data. If you don't sync, you won't see this data in DataMine.

The Peer Training Videos and Peer User Guide should answer most or all of your questions, but if you need assistance, feel free to call or email us for support at 407-831-7282 or support@rataassociates.com.