RATA

The Federal Deposit Insurance Corporation (FDIC) Friday released the survey of branch office deposits as of June 30, 2016, for all FDIC-insured institutions. The Summary of Deposits (SOD) annually provides deposit totals for each of the more than 91,000 domestic offices operated by more than 6,000 FDIC-insured commercial and savings banks, savings associations, and U.S. branches of foreign banks. Users can locate offices in a particular geographic area and create custom market share reports for a geographic area such as state, county, and metropolitan area. The FDIC has expanded the market share reports to allow users to see market growth and market presence for specific institutions. Data dating back to 1994 can be downloaded for analysis. To receive annual updates of the SOD, go to…

Continue Reading ⇢

Archive note. What follows is the FFIEC’s own announcement of the 2015 HMDA data, reproduced here as it was issued in 2016. Every figure in it is the FFIEC’s, not RATA’s. One thing worth carrying forward if you are working with this vintage today: as the release states below, the 2015 data use the census tract delineations and the 2006–2010 American Community Survey data from the 2010 Census. Comparing that year against a recent filing year therefore crosses a census boundary change, which is the same caution the release raises and the reason tract-level comparisons across vintages need care. How tract assignment is done and why match rate is a different measure from accuracy is set out in how RATA measures geocoding accuracy. For the current filing cycle rather than 2015, see…

Continue Reading ⇢

The new edition of the "Comply 365" newsletter has been released to give you the latest news on what's happening at RATA Associates.

Click here for the latest edition and articles...

The RATA Comply Suite is currently the most robust compliance product on the market.Over the last few years we have been adding extensive amounts of functionality to help institutions streamline their processes. As part of our ongoing efforts to improve your RATA Comply experience with the products and services we provide, we are launching a Customer Care Review campaign to make sure you are aware of the functionality you have and that you are using it to its full extent.  By appointment we would like to have a web meeting with your entire team to discuss: Your current processes Review the Comply components that you currently have Discuss any issues or challenges you are having related to HMDA/CRA, Fair Lending or Peer Analysis Discuss any questions you have regarding the 2018 HMDA…

Continue Reading ⇢

Archive note. This reproduces the joint announcement issued by the Federal Reserve, FDIC and OCC in 2016 on the availability of 2015 CRA small business, small farm and community development lending data. It is kept as a dated record; the figures and links are the agencies’, not RATA’s. For CRA reporting in the current cycle, see Comply HMDA/CRA/SBL. The three federal banking agency members of the Federal Financial Institutions Examination Council (FFIEC) with Community Reinvestment Act (CRA) responsibilities — the Board of Governors of the Federal Reserve System, the Federal Deposit Insurance Corporation, and the Office of the Comptroller of the Currency — announced today the availability of data on small business, small farm, and community development lending reported by…

Continue Reading ⇢

• Per Page: 51050All
• «1 ... 28293031323334 ... 37»All
• Page #: 12345678910111213141516171819202122232425262728293031323334353637