RATA
Comply 16 Is Now Available On RATA Support Site
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We are pleased to announce the availability of Comply 2016. Both the full and update versions of the installation are available on the RATA Support site. We strongly recommend that you update as it contains the 2016 edit changes as well as numerous enhancements, fixes and the new optional Datamine and Audit tools. The Version 16.0 Changes document is available in the Resources section of the Comply Start page and includes highlights of the major changes. If you have any questions or need assistance, please contact us at 407-831-7282.
FDIC Releases Updated Summary of Deposits Annual Survey
The Federal Deposit Insurance Corporation (FDIC) Friday released the survey of branch office deposits as of June 30, 2016, for all FDIC-insured institutions. The Summary of Deposits (SOD) annually provides deposit totals for each of the more than 91,000 domestic offices operated by more than 6,000 FDIC-insured commercial and savings banks, savings associations, and U.S. branches of foreign banks. Users can locate offices in a particular geographic area and create custom market share reports for a geographic area such as state, county, and metropolitan area. The FDIC has expanded the market share reports to allow users to see market growth and market presence for specific institutions. Data dating back to 1994 can be downloaded for analysis. To receive annual updates of the SOD, go to the
Federal Financial Institutions Examination Council Announces Availability of 2015 Data on Mortgage Lending
Archive note. What follows is the FFIEC’s own announcement of the 2015 HMDA data, reproduced here as it was issued in 2016. Every figure in it is the FFIEC’s, not RATA’s. One thing worth carrying forward if you are working with this vintage today: as the release states below, the 2015 data use the census tract delineations and the 2006–2010 American Community Survey data from the 2010 Census. Comparing that year against a recent filing year therefore crosses a census boundary change, which is the same caution the release raises and the reason tract-level comparisons across vintages need care. How tract assignment is done and why match rate is a different measure from accuracy is set out in how RATA measures geocoding accuracy. For the current filing cycle rather than 2015, see
Comply 365 Newsletter: Edition #2

The new edition of the "Comply 365" newsletter has been released to give you the latest news on what's happening at RATA Associates.
Click here for the latest edition and articles...
RATA's New Customer Care Review Campaign

The RATA Comply Suite is currently the most robust compliance product on the market.Over the last few years we have been adding extensive amounts of functionality to help institutions streamline their processes. As part of our ongoing efforts to improve your RATA Comply experience with the products and services we provide, we are launching a Customer Care Review campaign to make sure you are aware of the functionality you have and that you are using it to its full extent. By appointment we would like to have a web meeting with your entire team to discuss: Your current processes Review the Comply components that you currently have Discuss any issues or challenges you are having related to HMDA/CRA, Fair Lending or Peer Analysis Discuss any questions you have regarding the 2018 HMDA
- How to Evaluate Fair Lending and CRA Software: What to Test Before You Sign
- How to Evaluate Fair Lending and CRA Software: What to Test Before You Sign
- HMDA Plus: What It Actually Changed in the LAR Workflow
- What a Fair Lending Exam Actually Asks For
- Fair Servicing: What Examiners Test in Servicing Data, and How to Test It First
- HMDA Plus: What It Actually Changed in the LAR Workflow
- How to Fix the 10 Most Common HMDA Edit Check Errors
- 2025 HMDA Filing: Your Complete Preparation Checklist for March 2
- How to Evaluate Fair Lending and CRA Software: What to Test Before You Sign
- What a Fair Lending Exam Actually Asks For
- Fair Servicing: What Examiners Test in Servicing Data, and How to Test It First
- What Actually Counts as a Small Business Loan Under Section 1071
- Section 1071 in 2026: What Lenders Need to Know About Small Business Lending Data
- How to Evaluate Fair Lending and CRA Software: What to Test Before You Sign
- Special Report: Geocoding - Achieving the Highest Accuracy
