News
FFIEC Releases CRA Peer Data
UPDATE: The CRA Peer, Performance Evaluation and Market share data is now available and can be downloaded from the support site. The 2018 CRA Aggregate and Disclosure data, used for CRA Peer analysis, was finally released on Monday, December 16. This year there was a major delay in the release of this data for some undisclosed reason. Due to the smaller volume of this data, we typically see it released a month or so prior to the HMDA data, which was released August 30. We have completed the process of converting the data for use in Comply's CRA Performance Evaluation tables and DataMine, as well as the Comply Peer2Peer website. The name of this file is PEERCRA18. The CRA Performance Evaluation table data has already been released through Auto-Updates and posted to the RATA Support Website…
Comply 19.02 is now available
As you have probably seen, we released Comply 19 last week and many clients have already downloaded the update. We release the "submission" version around this time each year because some clients have freezes of software installations. As with any major upgrade, there will always be a punch list of minor issues that need to be tweaked after it is released. We have now released version 19.02 which mainly contains a fix for the HMDA Agency LAR export (text qualifiers were removed as they were causing an issue when using that file to upload to the beta platform). So far nothing critical has been found but a few little things to note are listed below. We will be adding to this list if we discover new things. We will add Updated and a date to the title if we add or change content. Important…
Performance Evaluation data released for HMDA Only for CRA PE Tables
Historically, RATA has released the PE Aggregate and Market data days after both have been released. The HMDA data was available a few months ago, so we have been waiting for the CRA data to create the tables and release the data. In past years, August has been the release month for CRA "Peer" data from the FFIEC, although in the last couple years, there have been later releases in November 2017 and October 2018. We have now surpassed those later release dates as well, with no indication as to when the data for the 2018 report year will be available. We have contacted the FFIEC on three occasions to inquire about the release schedule. Initially we were told the release would occur in the Fall, the second follow-up we were told the release would be mid-November, and now the third inquiry…
RATA ZOOM Geocoder Changes
The RATA ZOOM Geocoder has been a huge help to RATA customers trying to obtain the correct geocodes or trying verify hard-to-geocode addresses. When originally programmed, we were able to take advantage of cutting-edge technology that was provided by Google. One of those tools was called Google Fusion Tables which are used for generating and visualizing the Census Tracts and ZIP Code layers on top of the map. The Fusion Tables help store large amounts of data that could be accessed on the fly with Google Maps. Unfortunately, as of today (December 3, 2019), Google has officially discontinued and shut down the Fusion Tables tool. This has led us to develop a different methodology for layering the Census Tract boundaries and labels so that we could maintain the same functionality and…
Comply 19 Has Been Released - November 15, 2019
We are happy to announce that Comply 19 is now available on our support site for download. This version of Comply contains all of the latest edit changes needed to submit your 2019 HMDA and CRA data. It also contains the new 2020 reporting year so you can start to collect and prepare for the 2020 submissions as well. For the RATA customers that did more than 60,000 applications this year and have quarterly submission requirements, you will be happy to know that the Comply system is ready for that task as well. The article below has more details regarding some of the other more notable changes in this version. A document listing all of the changes for this version will be released and put in the Comply Resource tab over the next day or two. Please feel free to download and install the…
- HMDA Plus: What It Actually Changed in the LAR Workflow
- What a Fair Lending Exam Actually Asks For
- Fair Servicing: What Examiners Test in Servicing Data, and How to Test It First
- What Actually Counts as a Small Business Loan Under Section 1071
- The ComplyBI Era Has Arrived
- HMDA Plus: What It Actually Changed in the LAR Workflow
- How to Fix the 10 Most Common HMDA Edit Check Errors
- 2025 HMDA Filing: Your Complete Preparation Checklist for March 2
- What a Fair Lending Exam Actually Asks For
- Fair Servicing: What Examiners Test in Servicing Data, and How to Test It First
- Fair Lending Self-Assessment: A Step-by-Step Guide for 2026
- What Actually Counts as a Small Business Loan Under Section 1071
- Section 1071 in 2026: What Lenders Need to Know About Small Business Lending Data
