RATA
Comply 18.1 Update Is Now Available
Comply 18.1 is now available for download from the RATA Support site. This version incorporates all of the earlier 17 and 18 updates along with other beneficial changes. If you have updated to 18.01 this release is not needed for submission. However, if you can update it wouldn't hurt. Every version of Comply is always a little better than the previous. If you are updating from 18.00 or 18.01 this update should be just a normal update because all of the 18 updates conversions have already been done. If you are updating from a Comply 17 system please read all of the important Comply 18 update info below because this update will run all of the 18 updates as well. If you have questions please call. Check the changes document to see a list of all changes to decide the…
Possible Issue Updating from Comply 17 to Comply 18
Overall the conversions from Comply 17 to Comply 18 have been very smooth. As we mentioned in the changes document and the download of Comply 18, this update performs some major transformations to the way Fair Lending data is stored, accessed and displayed. We tried to test for all permutations, but there are too many to try and duplicate. Most of the conversions have gone well but we have just been made aware of a scenario that is not converting correctly. If you have multiple period reviews with multiple workspaces under a single Reporting Entity, in certain circumstances these are not being named correctly and they are linking to incorrect data sets. Simply renaming the workspaces will not correct the issue. If you have run the update and this scenario affects your data, do not panic.…
CRA Deposit Data
The Federal Deposit Insurance Corporation's (FDIC) survey of branch office deposits, as of June 30, 2018 for all FDIC-insured institutions, has been converted and released for Comply users. The Summary of Deposits (SOD) annually provides deposit totals for each of the more than 88,000 domestic offices operated by more than 5,500 FDIC-insured commercial and savings banks, savings associations, and U.S. branches of foreign banks. The FDIC Summary of Deposits data is used in various CRA reports including the Performance Evaluation tables as well as in DataMine. In DataMine, users can locate branch offices in a particular geographic area and organize by tract income level for example. The data also includes the annual deposits for each branch as well as information on the parent institution…
Demographic Update to Correct a Couple Rarely Used Fields
RATA recently became aware of an issue with five demographic fields not being populated correctly when the FFIEC data was combined with the Community Development Financial Institutions and Federal Housing Finance Agency data for years 2010 to present. While these fields are seldom used by the majority of our clients, the fact that they were not properly updated necessitated that we correct the data and provide it to clients so that the correct information is available to you in the event you ever decide to utilize it. The affected fields are as follows: Investment Area Qualification (CDFI Investment Area Qualification), New Markets Tax Credit Qualification (CDFI New Market Tax Credit Qualification) Low-Income Area (FHFA LYA) Difficult Development Area (FHFA DDA) …
Comply 18.0 Update Is Now Available
Comply 18.0 is now available for download from the RATA Support site. This version incorporates all of the earlier 17 releases along with other significant changes. As always, check the changes document to see a list of all changes to decide the update priority for your institution. The Comply 18 Update The Comply 18.0 release incorporates significant changes, many of which are related to the final HMDA rule as published by the Consumer Financial Protection Bureau (CFPB) on October 15, 2015 for 2018 HMDA data submission. However, a number of other exciting changes have been made throughout the Comply system. Many of these changes affect the way data is stored in the system so the update will take existing data and restructure it to work with the new methodologies going forward. Rest…
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