RATA

RATA Associates is pleased to announce that the 2018 FFIEC demographic data is now available for all RATA Clients. If you use Auto-Updates to keep your system data up to date, you should see the new data available the next time you log in to Comply. If you don't use Auto-Updates the data will be available on the RATA Support Site to download and import. Please note that this is the second year that the demographic data is based on the 2015 ACS.  More info on the 2015 ACS below. Comply links the demographics to the geocoding in the system automatically so once you update your system all new reports and views of the data are retroactive for the entire year. For those of you using our QuickPoint Web Service (QPWS) to geocode applications real-time in your LOS systems, you will only…

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Comply 17.12 is now available for download. This version incorporates all of the earlier 17 releases and can be implemented at your earliest convenience, if needed. As always, check the changes document to see a list of all changes to decide the update priority for your institution. At the moment, we believe this new version of Comply is fully in sync with the 2018 CFPB FIG edit specifications as they have not published any changes since February. 

You can download the 17.12 update from our support site: https://support.rataassociates.com/dl_installs.asp

Feel free to contact us with any questions.

Comply 17.11 is now available for download. This version incorporates all of the earlier 17 releases and can be implemented at your earliest convenience. Since our 17.1 release in March, there have been changes made to Comply that affect both CRA and HMDA reporters. For CRA reporters, the 17.1 update inadvertently ceased to round the Loan Amount, which has been corrected in this release. There have also been a couple edit changes made to correct some Validity and Quality edits as published by the CFPB, including the Q617 edit. At the moment, we believe this new version of Comply is fully in sync with the 2018 CFPB FIG edit specifications as they have not published any changes since February. As always, check the changes document to see a list of all changes to decide the update priority…

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The Official 2017 Peer HMDA data is now available for Comply DataMine and the Peer-2-Peer website. The data is available on the RATA Support Site. If you downloaded and installed the pre-release version of the data, this will simply overwrite the old data. The DataMine tool allows institutions to create Excel pivot tables and custom reports with the peer data and also compare it to your current HMDA data. Once you have installed this data you will have to do a full Sync in Datamine to use it. The Peer-2-Peer product is a web-based tool designed to help you understand how your institution is lending compared to specific peers or the rest of the industry. The Peer tool can help you see Summary Lending data for any submitting institution as well as Ranking reports and Market Share reports.…

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Comply 17.1 is now available for download. This version incorporates all of the earlier 17 releases and should be implemented at your earliest convenience. For the last few months the CFPB has made many updates to the 2018 FIG that affect both the data field formatting and the edits. As of this minute, we believe this new version is fully in sync with the FIG. As usual, check the changes document to see what else has changed to decide the update priority for your institution. Because much of this update has to do with 2018 FIG changes we strongly recommend that you install this version ASAP. In addition to the CFPB changes, this version has enhancements and new functionality. The biggest new feature is the introduction of our new Comply Dashboard View which allows users to create…

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