RATA

The CRA Peer, Performance Evaluation, and Market Share data are now available for use in Comply. The 2022 CRA Aggregate and Disclosure data, used for CRA Peer analysis, was released on Wednesday, December 20th. RATA has completed the process of converting the data for use in Comply. The name of this file is PEERCRA22 and will need to be manually downloaded from the RATA Support Site and imported into Comply, using the Import System Data function, as these files can be large and take some time to import. For this reason, we recommend that you only load the years of peer data you are actively using into Comply and remove older years' data when your analyses are completed. The CRA Performance Evaluation and Market Share data were also compiled and released. This data is used when running…

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As you are probably aware from our last few Start Page articles, the new SBL 1071 component has been included in Comply Version 23 for you to test and get familiar with. The SBL 1071 component is accessible for any and all users who want to look at the product to make sure it meets all of your needs before actually licensing the component. Once your institution installs the Comply 23 update, you should see a new SBL 1071 component in the Data Manager (see screenshot below). If you or any of your Comply users are not seeing the component, you may have to have a Comply Administrator make some updates to the user's access rights in Comply. There will be cases where users might not have access to every component in Comply based on your institution's security policies. If you find that you do…

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We are happy to announce that Comply 23 is now available on our support site for download. This version of Comply contains all of the latest edit and submission changes needed to submit your 2023 HMDA and CRA data. It also contains the new 2024 reporting year so you can start to collect and prepare for the 2024 submissions as well. Comply 23 contains two exciting new features, one being a brand new component for Small Business Lending (SBL) 1071. With this new component, all RATA clients have the ability to begin collecting and edit checking the new SBL data as required under 1071 of the Dodd-Frank Act. In this release, the component is open to all clients for your testing purposes to see that it will meet your needs. If SBL is something that your institution will need going forward,…

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As announced previously, RATA is in the process of adding a new component to Comply 23 for Small Business Lending (SBL 1071). The SBL component will be very similar to the current HMDA/CRA components, as you can see from the screenshots below, and will be made available to all RATA customers to explore and test at no charge through June 2024. It will be released in phases to allow reasonable development and quality assurance time for our staff, as well as allow customers to begin testing, when they are ready. The Fall release will contain the basics for importing, data processing, and phase 1 of the edit checks. The edit checks are constantly evolving and usually change up until submission time. Everything but the actual submission should be contained in our Fall release. Submission…

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