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Comply News

RATA Releases NON-OFFICIAL 2021 HMDA Peer Data

March 29, 2022 RATA Associates 3 min read

As stated in the previous article (below), we have downloaded the individual 2021 Modified LAR data from the CFPB, combined it, reformatted it and merged it with last year's transmittal data for searchability. We have tested to make sure the numbers look reasonable and believe them to be correct for now, but there are normally resubmissions and changes to the "official" data that is usually released by the CFPB in June. This data can be downloaded from the RATA Support Site. Note to RHS Users: There is no action that needs to be taken on your RHS system. The temporary peer data is available in RATA Hosted Services (RHS). Important: There was an increase in the HMDA volume this year and there are now over 26 million applications and the data and will be over 16G added to your Comply…

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FFIEC Releases Timeline for 2022 Census and Demographic Data

March 18, 2022 RATA Associates 3 min read

About this post: it records the FFIEC’s 2022 timeline for releasing census and demographic data. To find the census tract for an address, see how to use the FFIEC geocoding system. For a whole file of addresses there is RATA’s batch geocoding service, and the ZOOM Geocoder handles the addresses an automated lookup can’t place. On March 18th, the FFIEC published an alert regarding the 2022 Census and Demographic Data availability. The alert states that due to various delays, including those related to the ongoing pandemic, the release of the data for CRA and HMDA purposes was not available as planned. It further specifies a rough timeline as to when to expect each piece of the full dataset. The text from the FFIEC alert follows: Due to delays with multiple products…

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RATA Associates: Holidays and Staffing

December 23, 2021 RATA Associates 1 min read

RATA Associates would like to wish you and your team a very Happy Holiday Season!  We would also like to let you know that due to the holidays we will have limited staffing.  Our offices will be closed on Friday 12/24/2021 and Friday 12/31/2021.

We would like to wish you a Merry Christmas & Happy 2022.  Because you're so special.. instead of 1 card we just had to send 2! 😊

https://www.rataassociates.com/holiday/?v=pinball

https://www.rataassociates.com/holiday/?v=cardboard

RATA Ready for 2020 Census Data

December 23, 2021 RATA Associates 2 min read

(Geocoding, Mapping, Demographics and Geographic Areas) In preparation for the 2022 reporting year, we have updated our geocoding systems to return geocodes for 2022 based upon the 2020 Census Tracts, as defined by the Census Bureau. We are fully ready to return the correct tracts as soon as geocoding begins in earnest for the 2022 reporting year. As part of this update, there are several aspects that affect Comply directly as follows: A Demographic Update for the 2022 reporting year has been released. This incorporates the new 2020 Census Tracts, however, there is a caveat to this data. The demographics are not yet available from the FFIEC, so in order to keep reports and other aspects of Comply operating in the familiar fashion, we have copied forward the 2021 demographic data to the…

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RATA Now Recommends SQL 2017 or higher for Comply Installations

December 7, 2021 RATA Associates 2 min read

For technical reasons and because support has ended for SQL 2012, the Comply 21 update now requires SQL Server 2014 or higher for both new installations and updates. Microsoft ended mainstream support for SQL Server 2012 on July 11, 2017, and extended support will be ending on July 12, 2022. SQL Server 2012 has inherent security issues that necessitate migration to newer versions. Comply always supports all versions of SQL Server that are in mainstream support. We will also try to support SQL Server through any extended support period as much as possible. But support for a SQL Server version cannot be guaranteed after mainstream support ends if there are potential security issues or there are important pieces of functionality that Comply requires. Mainstream support has also ended for SQL…

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