Comply News
2017 Submission format and 2018 Universal Loan ID (ULI) information

As part of the upcoming HMDA changes, we are getting a lot of inquiries on two topics in particular. 1) Handling of the HMDA 2017 data submission in February 2018. There are no data changes to the HMDA 2017 data being submitted in February 2018. The only change to the HMDA 2017 submission is that the submission file itself will go from the current fixed-length record format to a pipe "|" delimited format. This change will be available in version 17 of the Comply software, to be released in 2017. 2) In regards to the Universal Loan Identifier (ULI), RATA Comply will be able to accept loans for 2018 either with or without ULI. As part of the Reporting Entity (RE) properties in Comply there will be a field for the Legal Entity ID (LEI). During the import process all loans that are not Action
Comply 16 Is Now Available On RATA Support Site
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We are pleased to announce the availability of Comply 2016. Both the full and update versions of the installation are available on the RATA Support site. We strongly recommend that you update as it contains the 2016 edit changes as well as numerous enhancements, fixes and the new optional Datamine and Audit tools. The Version 16.0 Changes document is available in the Resources section of the Comply Start page and includes highlights of the major changes. If you have any questions or need assistance, please contact us at 407-831-7282.
Comply 365 Newsletter: Edition #2

The new edition of the "Comply 365" newsletter has been released to give you the latest news on what's happening at RATA Associates.
Click here for the latest edition and articles...
RATA's New Customer Care Review Campaign

The RATA Comply Suite is currently the most robust compliance product on the market.Over the last few years we have been adding extensive amounts of functionality to help institutions streamline their processes. As part of our ongoing efforts to improve your RATA Comply experience with the products and services we provide, we are launching a Customer Care Review campaign to make sure you are aware of the functionality you have and that you are using it to its full extent. By appointment we would like to have a web meeting with your entire team to discuss: Your current processes Review the Comply components that you currently have Discuss any issues or challenges you are having related to HMDA/CRA, Fair Lending or Peer Analysis Discuss any questions you have regarding the 2018 HMDA
New quarterly newsletter: Comply 365

We have started a quarterly newsletter called "Comply 365" to give you the latest news on what's happening at RATA Associates.
- How to Evaluate Fair Lending and CRA Software: What to Test Before You Sign
- How to Evaluate Fair Lending and CRA Software: What to Test Before You Sign
- HMDA Plus: What It Actually Changed in the LAR Workflow
- What a Fair Lending Exam Actually Asks For
- Fair Servicing: What Examiners Test in Servicing Data, and How to Test It First
- HMDA Plus: What It Actually Changed in the LAR Workflow
- How to Fix the 10 Most Common HMDA Edit Check Errors
- 2025 HMDA Filing: Your Complete Preparation Checklist for March 2
- How to Evaluate Fair Lending and CRA Software: What to Test Before You Sign
- What a Fair Lending Exam Actually Asks For
- Fair Servicing: What Examiners Test in Servicing Data, and How to Test It First
- What Actually Counts as a Small Business Loan Under Section 1071
- Section 1071 in 2026: What Lenders Need to Know About Small Business Lending Data
- How to Evaluate Fair Lending and CRA Software: What to Test Before You Sign
- Special Report: Geocoding - Achieving the Highest Accuracy
